Registration and Posting Agreement
I've been searching for years and years. None I've found will Insure anything over 15 or so years old for daily driving. That means my 78 C20 and my 97 Z28 are gonna be gone for real if anything happens to them. Most insurance you can never drive it to work. you can never drive it to stores. Well I only go to work. If anything happens to my 78, I'm SOL. After finding this out, The 78 and 97 will be the last classic cars I put $20k+ into. I'd still buy decent drivers if under $10k or so and not worry about it. ya know a nice survivor. But no more no expense ($20-$30k for me) spared cars.
When I first got my 77 c-10 back in 2016, I went right to Hagerty and insured it for more than what it was worth. I paid $5k for the truck and insured it for $12k. After restoration, I bumped it up to $20k. I don’t know what to say, maybe I slipped through the cracks? If the roads are clean and dry, I am driving it, year round. Hagerty has been great, I’ll have to check what my policy cost and I’ll post it, but I think it’s less than $300/year.
Quote from: philo_beddoe on January 13, 2023, 08:15:16 AMWhen I first got my 77 c-10 back in 2016, I went right to Hagerty and insured it for more than what it was worth. I paid $5k for the truck and insured it for $12k. After restoration, I bumped it up to $20k. I don’t know what to say, maybe I slipped through the cracks? If the roads are clean and dry, I am driving it, year round. Hagerty has been great, I’ll have to check what my policy cost and I’ll post it, but I think it’s less than $300/year.Did they impose restrictions on the use of your truck and how it is stored? In other words it's only insured to go to a car shows or Cruise. Instead of daily drive / towing. I ask because I can get it insured from them but I can't actually use it as a truck. They said I couldn't tow boats or trailers, or daily drive. And if I got in a wreck doing those things the insurance wouldn't cover it.