73-87chevytrucks.com
General Site Info => General Discussion => Topic started by: VileZambonie on February 15, 2011, 05:21:40 pm
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So today I emailed back and forth with my insurance agent only to find out she had only $21,000. Coverage on my garage! Thank God I checked because that would barely cover my concrete work. I had her up the structural coverage to $180K on the garage and itemized everything else I wanted covered. Then I come home and find a tree laying across my stepside. :( Did I jinx myself? Did some damage to the bed rails but that's about it as far as I can tell. Nevertheless prior to this I told her I wanted coverage for water, wind, tree damage, etc total replacement cost not replacement value (a good scam they get you with). I don't care if it doubles my rate at this point, but with all the bad stuff happening lately and roof collapsing everywhere I figured I'd better be on the up. I don't think they're going to cover any of the damage to the stepside but we'll see what she says tomorrow.
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I assume you have comp on the stepside Vile? Comp is all perils except collision so it should be covered. It's a great idea for anyone to talk to their agent/broker about what they have for insurance. Things change, we forget what we have and don't have. You never know until you need it and then it's usually too late.
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we'll see what she says tomorrow.
5,995 members on this board can vouch for your trucks being pricesless!!! ;D
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Poor little pinky :'(
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OCH. That has gotta hurt, and right after talking to your insurance, they are going to think you are trying to scam them for sure.