Author Topic: Insurance  (Read 4437 times)

Offline 1979C20

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Insurance
« on: May 11, 2012, 12:30:05 AM »
So, when I got my truck othe road I put my truck.in my dads name and he insured it and im.driving.it under "permissive use" because if it was in my name id be paying alot for insurance. He registered my truck in globe at his uncles address for emissions purposes and its also insured in globe. Since globe is a fairly low population, my insurance has only cost 20 bucks a month. I figured it was limited liability, but my mom just informed me that its full coverage with windshield insurance and roadside, etc.  Anyone else getting an amazing deal on insurance?
« Last Edit: May 21, 2012, 11:38:27 AM by Captkaos »
1979 SCLB C20 Q-jet 350 SM465 14b F.F. 4.10 G80
1989 GMC Suburban V2500 TBI350 TH400 4in lift 35's 14b SF

Offline 454Man

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Re: Insurance
« Reply #1 on: May 11, 2012, 05:51:42 AM »
I wish! Good deal... :)

Offline Custom Deluxe

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Re: Insurance
« Reply #2 on: May 11, 2012, 04:25:43 PM »
Anyone else getting an amazing deal on insurance?

Not even close  :(

$ 150.00 every six months ( full coverage ) through State Farm, Metro Phoenix.
this is after multi vehicle discount and an excellent record.
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Offline Canadian 4X4

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Re: Insurance
« Reply #3 on: May 11, 2012, 05:39:07 PM »
850 a yr on my square and 2400 a year on my dd buick regal

Offline bake74

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Re: Insurance
« Reply #4 on: May 12, 2012, 10:14:40 AM »
     I pay about $25.00/month for my 74, but it is not listed as my daily driver and is only allowed so many miles a year, until I get the rebuild done.
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Offline ssapach

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Re: Insurance
« Reply #5 on: May 12, 2012, 10:49:07 AM »
I think my 1986 cost about $600 for the last year for liability and fire/theft insurance.   :-\

If I were to get my dad to insure it as a farm truck it would likely be about $150/year.

If I keep my record clean (no more speeding tickets) then it should drop a little more every year.

Offline 7Stepside8

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Re: Insurance
« Reply #6 on: May 13, 2012, 12:06:28 PM »
272 for 6 months liability in my Name w/ Title in my Name and being 21 with 1 speeding ticket 2 years ago.
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Offline 1979C20

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Re: Insurance
« Reply #7 on: May 13, 2012, 11:43:15 PM »
I just looked at the poilicy info for my truck. Its 222.35 anually, bodily: 15kper person, 30k per accident, property: 25k per vehicle, 50k per accident. Have un insured motorist coverage, theft, fire, full glass, and comprehensive.
1979 SCLB C20 Q-jet 350 SM465 14b F.F. 4.10 G80
1989 GMC Suburban V2500 TBI350 TH400 4in lift 35's 14b SF

Offline Irish_Alley

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Re: Insurance
« Reply #8 on: May 14, 2012, 01:55:50 AM »
yeah but whats the deductibles?. i had my first impala full coverage with geico in my name for 90 bucks a month. once i got into a accident i found out i had a 10k deductible and about 6k in medical bills that i had to pay for. that being said i now have statefarm. have almost the same impala my 79 and 94 and pay 120 for me and wife with only a couple hundred for deductible, full only on the impala.
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Offline 1979C20

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Re: Insurance
« Reply #9 on: May 14, 2012, 02:31:17 AM »
If its the same as my parenta other vehicles, it should only be a 250 deductible.
1979 SCLB C20 Q-jet 350 SM465 14b F.F. 4.10 G80
1989 GMC Suburban V2500 TBI350 TH400 4in lift 35's 14b SF

Offline Stewart G Griffin

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Re: Insurance
« Reply #10 on: May 19, 2012, 10:37:30 PM »
My gut feeling is that it's better to keep it in your name-----because if something happened your dad could and would be sued.   Why burden him?

How much would it be if it was in your name?



BTW, i have been to globe----interesting place.
« Last Edit: May 19, 2012, 10:40:17 PM by Stewart G Griffin »

Offline 1979C20

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Re: Insurance
« Reply #11 on: May 20, 2012, 05:53:04 PM »
It would cost me about 200-400 a month In my name.
1979 SCLB C20 Q-jet 350 SM465 14b F.F. 4.10 G80
1989 GMC Suburban V2500 TBI350 TH400 4in lift 35's 14b SF