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73-87 Chevy _ GMC Trucks => 73-87 Chevy & GMC Trucks => Topic started by: 1979C20 on May 11, 2012, 12:30:05 am

Title: Insurance
Post by: 1979C20 on May 11, 2012, 12:30:05 am
So, when I got my truck othe road I put my truck.in my dads name and he insured it and im.driving.it under "permissive use" because if it was in my name id be paying alot for insurance. He registered my truck in globe at his uncles address for emissions purposes and its also insured in globe. Since globe is a fairly low population, my insurance has only cost 20 bucks a month. I figured it was limited liability, but my mom just informed me that its full coverage with windshield insurance and roadside, etc.  Anyone else getting an amazing deal on insurance?
Title: Re: Insurance
Post by: 454Man on May 11, 2012, 05:51:42 am
I wish! Good deal... :)
Title: Re: Insurance
Post by: Custom Deluxe on May 11, 2012, 04:25:43 pm
Anyone else getting an amazing deal on insurance?

Not even close  :(

$ 150.00 every six months ( full coverage ) through State Farm, Metro Phoenix.
this is after multi vehicle discount and an excellent record.
Title: Re: Insurance
Post by: Canadian 4X4 on May 11, 2012, 05:39:07 pm
850 a yr on my square and 2400 a year on my dd buick regal
Title: Re: Insurance
Post by: bake74 on May 12, 2012, 10:14:40 am
     I pay about $25.00/month for my 74, but it is not listed as my daily driver and is only allowed so many miles a year, until I get the rebuild done.
Title: Re: Insurance
Post by: ssapach on May 12, 2012, 10:49:07 am
I think my 1986 cost about $600 for the last year for liability and fire/theft insurance.   :-\

If I were to get my dad to insure it as a farm truck it would likely be about $150/year.

If I keep my record clean (no more speeding tickets) then it should drop a little more every year.
Title: Re: Insurance
Post by: 7Stepside8 on May 13, 2012, 12:06:28 pm
272 for 6 months liability in my Name w/ Title in my Name and being 21 with 1 speeding ticket 2 years ago.
Title: Re: Insurance
Post by: 1979C20 on May 13, 2012, 11:43:15 pm
I just looked at the poilicy info for my truck. Its 222.35 anually, bodily: 15kper person, 30k per accident, property: 25k per vehicle, 50k per accident. Have un insured motorist coverage, theft, fire, full glass, and comprehensive.
Title: Re: Insurance
Post by: Irish_Alley on May 14, 2012, 01:55:50 am
yeah but whats the deductibles?. i had my first impala full coverage with geico in my name for 90 bucks a month. once i got into a accident i found out i had a 10k deductible and about 6k in medical bills that i had to pay for. that being said i now have statefarm. have almost the same impala my 79 and 94 and pay 120 for me and wife with only a couple hundred for deductible, full only on the impala.
Title: Re: Insurance
Post by: 1979C20 on May 14, 2012, 02:31:17 am
If its the same as my parenta other vehicles, it should only be a 250 deductible.
Title: Re: Insurance
Post by: Stewart G Griffin on May 19, 2012, 10:37:30 pm
My gut feeling is that it's better to keep it in your name-----because if something happened your dad could and would be sued.   Why burden him?

How much would it be if it was in your name?



BTW, i have been to globe----interesting place.
Title: Re: Insurance
Post by: 1979C20 on May 20, 2012, 05:53:04 pm
It would cost me about 200-400 a month In my name.