Just was rearended... 1975 Jimmy RIP

[Lt.Del]

you don't have to settle.  take 'em to court.  When you file the Warrant in Debt, it'll ask what you are asking for (monetarily) so add up 33% atty fees, add up all receipts, add up rental car price for a couple of months, add up your labor hours, add up everything and put the grand finally on the warrant in debt.  You wont know the atty fees, just write in, "plus atty fees".  

This is not your fault.  You should not have to take a financial loss over this.
You are short a vehicle.  Whether you have extra cars or whatever does not matter.  You are entitled to a rental car.  Call up Hertz or Enterprise and get a quote on a truck and add that to it.

[choptop]

Tell them to keep the $1300 and just replace the truck with an identical one. You buy insurance so it will replace what is lost, so just let them try to find an equal replacement for it and they can keep the $1300. Then find another insurance company.

[VileZambonie]

Please say you are now suing!

[Lt.Del]

Since it is his insurance, that driver's daddy is gonna wish his son was never born to drive illegally if it were me.

If the kid is under 18, you can civilly sue his daddy too for the criminal acts of his son.

[Captkaos]

This is NADA for Birmingham AL

[Lt.Del]

Those numbers are more like it Chris

[Lt.Del]

Get three appraisals from appraisers who work with unique vehicles and submit that to the insurance co and remind them the driver had a suspended operators license

.
good info....

http://accident-law.freeadvice.com/auto/



http://www.farzamlaw.com/TrafficAccidents.html#rental-car

[Captkaos]

Definitely, this truck is a classic or Antique as far as age goes, it turn 35 next year!

[Mike Phillips]

Since it is his insurance, that driver's daddy is gonna wish his son was never born to drive illegally if it were me.

If the kid is under 18, you can civilly sue his daddy too for the criminal acts of his son.

On the Police Report, his birthday is listed as 8/7/75 that would make him 34 years old.  To me he looked like he was in his early 20's, I mean this kid looked young, definitely not 34.

When I spoke with Tim S. the Senior Claims Adjuster for Allstate he said right now they're waiting to see if Allstate is going to accept the claim.  I guess this is where it comes down to if Allstate is liable for the accident or not.  My guess is that since it's his dad's truck that the dad had insurance on the truck.  Is there a technical loophole that gets Allstate out of liability since the dad wasn't driving the truck and the kids license was suspended?

If so, then my insurance will have to cover and I'll get to start this process all over again, so for right now I'm going to wait and see what Allstate says.

Regardless of whose at fault, once I find out I'm thinking I'll make a YouTube video of the truck before, then after and include the skid marks.  I can probably get pictures of the Ford truck that hit me.  Whoever will end up being responsible for replacing my truck will get the entire cyber world watching how they handle this claim.

Thanks for all the ideas and support guys...

Lucky for me I'm in no hurry to solve this and my lawyer told me the statue of limitations lasts for 4 years.  Statistically, the longer it drags out teh more it will cost and if it has to go to court then the price will just go higher.

I would settle for a similar replacement and so far everything I've seen with a big block and 3/4 ton running gear that's in decent to good shape on eBay is over $10,000.00

The Senior Claims Adjuster, Tim S. told me he received the link to this thread but he didn't specifically say he read it.  Since he's passing this off to the Totals Claim Adjuster and he didn't know who that would be he said he couldn't forward my e-mail to him to the new guy.

Once I find out if Allstate is going to accept the claim and then find out who the new guy is I'll be sure that he gets this link.

As already stated, this accident wasn't my fault and I was dang happy with my truck.

In a holding pattern....

 

[Mike Phillips]

Get three appraisals from appraisers who work with unique vehicles and submit that to the insurance co and remind them the driver had a suspended operators license

Thanks for the help and the links.  I looked in the Stuart, Florida Yellow Pages for any kind of Auto Appraiser and all I found was real-estate appraisers.

I haven't done a Google search yet but can do that later tonight.

-

[Captkaos]

keep us posted Mike, when it comes down remind them yours is a 3 year only bodystyle with full removable roof...

[VileZambonie]

http://www.autoappraisalnetwork.com/local/Miami.html

[fitz]

Since it is his insurance, that driver's daddy is gonna wish his son was never born to drive illegally if it were me.

If the kid is under 18, you can civilly sue his daddy too for the criminal acts of his son.

 In Mass you could sue the owner for letting an unlicensed driver operate the vehicle on a public way.

[Lt.Del]

the trouble with suing the owner of the vehicle is that you must prove the owner knew an unlicensed driver driver was driving.  But if you can, i am sure in most if not all states, you could then civilly sue the owner.

[Blazin]

My now ex girlfriends son was borrowing my 91 Camry I paid $400 for alomst 5 years ago. His girl friend was rearended on it. I ended up with $1,255 for it, plus $200 for not taking a rental car, plus got to keep the car. It was a rusted out beater with almost 200,000 miles!!