What's an alternative to PayPal?

[team39763]

Somebody got my paypal card info and made a purchase overseas and now paypal won't do anything about it.  It was only $100, but it was MY $100.  They used the card # along with the security code.  It doesn't say what it was for or where the money went or even where exactly the purchase was made.  Just says it was an international transaction and charged me an international transaction fee(Paypal).  Now I know not to keep any money in the  Paypal balance though.  We can't use our bank account or debit card because my wife's boss(Head of Bank) looks through our checking account and questions my wife about different purchases.>>What did you buy for $70 at walmart, what is SummitRacing, Who is Art Carr, where did your husband get this money and why, I see you took out a loan somewhere else/what was it for...etc.  That's why we started using Paypal to pay everything, most perchases and deposits just show up as "Paypal" so she can't be as nosy now.  But now Paypal has screwed us, so we need an alternative.

[topp]

1- Your boss has no right looking at your accounts and information.  You have a huge lawsuit right there.
2- It will take months to clear up your paypal issue.  A buddy of mine had 4K charged that way....took 4-5 months to straighten it out.

[Irish_Alley]

Keep fighting it with PayPal they will go with you. About the boss i think she can do that as long as it’s with in her bank you can pull up any body’s account and check things out make sure they aren’t spending more than they make. It’s smart to do that if you’re running a bank. If you want to keep her out of that i think if you go to another bank she can’t look at that.

[beastie_3]

the only thing a employer can do is do a credit check. they cant go in other peoples accounts. and definitely cant question your spending. that is all private. why go to paypal when you can just switch banks?

[bake74]

     Irish and Beastie are right in their own ways.  There are two reasons why she would have the right to look at your/wifes account.  #1: she is investigating your wife for embezzlement.  #2: she has a business reason why she needs to look at your/wifes account.
     The reasons why she does not have the right to look at your/wife account.  Every bank has a code of ethics, and there is a consumer bill of rights that all bank employees have to sign. 
     If this bank is part of a corporate franchise, you would have grounds to go to the corporate office and file a complaint which I am sure will have sever consequences for the boss.
     I know this because my sister is head of a bank also and I just asked.   

[team39763]

The boss lady was just being nosy and controlling.  She likes to dictate the workers' lives in and out of the bank.  I believe she's within her rights to check the account, but she tried to dictate our actions...we weren't overdrawn and we weren't depositing insane amounts either.  This lady has broken some laws though, but she's the President of the bank and I don't believe it's one of those big corporate banks so she can do what she wants and cover up anything and fire whoever doesn't play ball.  All the workers had to sign a contract stating they wouldn't sue the bank for any wrong doing(if they didn't sign, they were fired on the spot).  Sorry, I love be ramble on and on.
  We are still waiting for the final decision from Paypal.  It looks like they have it figured out, we just have to wait and see what they find.  I'd like to know who actually got the money.

[Grim 82]

Move your money to a different bank.

Or get in the habit of making very strange deposits and withdrawals and if she asks about them tell her it's income from your meth lab. Then when she calls the cops to investigate you, she can explain to them exactly why she thinks she has a right to scrutinize your personal finances and make slanderous accusations against you based on confidential records. Then press charges.

[ehjorten]

What is unbelievable to me is that you actually are accepting of this sort of behavior and try to explain it away like it is okay.  Least painful solution is to just move your money away from her work environment.  I personally would speak with an attorney to see what is really legal for her boss to do.  I would be totally surprised if this sort of behavior is legal!  Last thing I would do is just pull my pants down and bend over!

[beastie_3]

i would have looked for another job as well, maybe with a competitor! ha

[topp]

What is unbelievable to me is that you actually are accepting of this sort of behavior and try to explain it away like it is okay.  Least painful solution is to just move your money away from her work environment.  I personally would speak with an attorney to see what is really legal for her boss to do.  I would be totally surprised if this sort of behavior is legal!  Last thing I would do is just pull my pants down and bend over!

Ditto.
It's bad enough we let Government do this to us, but no matter her bosses position, it is ILLEGAL to examine your financial records at her whims. 
And it's even worse to "justify" it for her and accept it.

[team39763]

My wife enjoys the job and it's one of the best jobs in town(small town).  The boss lady is a powerful woman, she has tons of "connections" and pretty much rules this town and a few others.  She always has a way out of trouble...ALWAYS.  Using Paypal has kept her from being nosy about us lately.  Boss lady is the president of the bank, so she makes up policy as she goes.  Their current policy allows for them to monitor and report suspicious activity without getting in any trouble.  But she can easily say she was searching for an error and "accidentally" noticed a transaction that stood out.  When she would speak to my wife about stuff, she would act like she was giving friendly advice.  I don't like it, but that's just the way it is.  I wish someone with concrete proof would bust her one day, but it's not likely, everybody just lets that crap slide(like I do).  She's been able to get away with much worse stuff that's just plain wrong. 

[big bear]

wow, that irks me on so many different levels.  it makes me angry inside.  i cant tolerate people questioning me or accusing me , or trying to dictate me.  guess thats why i have my own personal buisiness.  haha  regardless man,  good luck.

[topp]

My wife enjoys the job and it's one of the best jobs in town(small town).  The boss lady is a powerful woman, she has tons of "connections" and pretty much rules this town and a few others.  She always has a way out of trouble...ALWAYS.  Using Paypal has kept her from being nosy about us lately.  Boss lady is the president of the bank, so she makes up policy as she goes.  Their current policy allows for them to monitor and report suspicious activity without getting in any trouble.  But she can easily say she was searching for an error and "accidentally" noticed a transaction that stood out.  When she would speak to my wife about stuff, she would act like she was giving friendly advice.  I don't like it, but that's just the way it is.  I wish someone with concrete proof would bust her one day, but it's not likely, everybody just lets that crap slide(like I do).  She's been able to get away with much worse stuff that's just plain wrong. 

It is STILL ILLEGAL.
I would contact the Federal Banking people and let them know.... 

[ehjorten]

My wife enjoys the job and it's one of the best jobs in town(small town).  The boss lady is a powerful woman, she has tons of "connections" and pretty much rules this town and a few others.  She always has a way out of trouble...ALWAYS.  Using Paypal has kept her from being nosy about us lately.  Boss lady is the president of the bank, so she makes up policy as she goes.  Their current policy allows for them to monitor and report suspicious activity without getting in any trouble.  But she can easily say she was searching for an error and "accidentally" noticed a transaction that stood out.  When she would speak to my wife about stuff, she would act like she was giving friendly advice.  I don't like it, but that's just the way it is.  I wish someone with concrete proof would bust her one day, but it's not likely, everybody just lets that crap slide(like I do).  She's been able to get away with much worse stuff that's just plain wrong. 

I can kind of see your point.  I have been witness to things of this nature.  Things that technically are illegal, but the way a person goes about it leaves it vague enough that it is hard to prove, or you need a certain number of people to come forward to corroborate it.  I'm from small town USA and I know small town politics, it is just always been mine and my friends' temperments that we don't put up with that SH** no matter what!  We would rather fight tooth and nail for something we believe in or are against than to let someone else dictate our lives!  But, everybody is different and usually that is good.

[team39763]

Looks like boss lady crossed the line with someone else.  She fired a dude and he spilled the beans about all the crazy stuff she's been doing.  She's been doing some CRAZY/MEAN stuff when it comes to people getting loans.  She also made this one worker erase her overtime hours and work for free several times a month.  She also disregards employment applications and chooses non qualified people to work because she "likes" them(they don't even put in an application or inquire about a job, she just shows up to their home and says you're hired).  Another thing she did was authorize a woman to cash stolen check, the guy found out what happened and started press charges, but boss lady convinced him to keep quiet.  The guy she fired was supposed to be the repo/collections man, but she made him do all kinds of stuff - gardening at her house, drive her around, run errands, deliver lunch to her high school daughter weekly.  I doubt she'll get in trouble because ol'boy just reported it to the bank board members and boss lady is also a board member and has all the old men under her foot.